50 for a septum isn't a bad price with jewelry. Everyone always wants to go cheap with stuff and thats when they have issues. Get a quality peircer and quality jewelry and you'll have no problems.
I seriously doubt stretching to a 10 will make you droop. Everyone is different of course. I had mine peirced at a 12g and stretched to a 2g with no droop.
You'll need to wait the standard 6 month wait for the first stretch and I recommend 3-4 between each septum stretch. Even if it feels fine just wait. Why the rush anyway?
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mods: 9 tattoos, nostril, septum, nipples, pa, lobes, eyebrow, tongue, navel