Honestly, I would just wait because a) the risk of infection and b) you said that you were worried it would interfere with your ability to make rent. That would be my biggest setback. If I was in a lease, unemployed, and didn't have enough money in my savings to pay rent, I would put new piercings, especially ones that interfere with my ability to communicate well, very low on my priority list.
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"I must have that tie clip!"
crackrocksteady: I'll need a totally awesome sword for this mission
Lindsey: how does the sword come in?
crackrocksteady: I can't even describe what happens with the sword